July 2025 Austin Housing Update: Rates Drop to 6.25% & Home Prices Fall

Good news for Austin homebuyers this July — mortgage rates are falling, making it the perfect time to lock in your dream home!

As of July 2025, the average 30-year fixed mortgage rate is down to 6.25%, giving buyers more buying power and potentially saving thousands over the life of a loan.

Why This Matters for Austin Homebuyers

After months of higher rates, this drop is a welcome relief. If you’ve been on the fence about buying or building a home in Austin, this could be the window you’ve been waiting for. Lower rates mean lower monthly payments, more flexible budgets, and better options for upgrading to that custom home you’ve always wanted.

At Rivendale Homes, we know the Austin market inside and out. From Zilker to Barton Hills, we help homeowners make smart moves that align with their goals, no matter how the market shifts.

Tips to Make the Most of Lower Rates

✅ Get pre-approved now — secure the best rate before they fluctuate again.
✅ Explore your options — a custom home could now be within reach with more favorable financing.
✅ Talk to local experts — our trusted mortgage partners and in-house team can guide you every step of the way.

Let’s Build Your Austin Dream Home — Together

With rates dropping and your dreams rising, there’s never been a better time to take the next step. Don’t miss out — opportunities like this don’t last forever.

📞 Contact Rivendale Homes today to schedule a consultation and see how we can help you build smarter, save more, and love where you live.

👉 Request a Free Consultation or call us at (512) 865-5369

Rivendale Homes — Your Austin Custom Home Builder